I got my student loan consolidation verification forms in the mail yesterday, and I am officially saving myself $110 per month on my loans.  Yay!!! 

This means I will be able to pay off the rest of my credit card debt within the next 6 months or so.  I’m so psyched about having ZERO credit card debt!  It seemed like an impossible task just a year ago, but I’ve kicked ass in the last 9 months and paid off $7,500 in non-student loan debt.

Once I’m done with my credit card debt, I am going to build up a small emergency savings fund.  After that, I am throwing everything I have at my student loans.  I am finally starting to feel like I have everything under control regarding my finances.

I found this great Debt Reduction Calculator at the Vertex42 site.  This spreadsheet gives you an excellent idea of your debt payments, including estimated pay off dates for every account!

Photo credit: Daveybot